Business, multi-age 23 have more than $ 1.3 billion a month. That is now acted Rudi Salim. Male high school graduates pursue a risky business. Namely, a credit finance for online transactions.
RUDI Salim was seen struggling with a laptop when met at his office on the third floor balcony of a shop in the elite area of North Jakarta last week. He states prefer to work in the balcony as he glanced around his office. "There are many sources of inspiration are milling about," he said. Not long ago, his secretary came served drinks.
All control of the company's management and trivial affairs he did without a voice through the internet. Including, to control its employees outside the city. There are eight branches outside the city with 32 employees with turnover of more than $ 1.3 billion a month.
The online gaming hobbyist efforts rely solely on the website and thread or stalls www.kaskus.us with a simple display of an offer of credit to anyone who is buying and selling via online transactions. "It's effective. But, I built all this from scratch with a capital of parents sell cars," explains owner PT Excel Trade Indonesia.
The man who once tasted the college at a university medical school for two semesters Jakarta explained, begins with a daring attempt to finance his purchase and sale transactions in the virtual world (online) without the previous meet and know people. When the business is initiated, the parents had strenuously opposed.
"Especially my mother. Because, I dropped out of school and sell cars and sell one of a family-owned businesses karaoke. In fact, the mother had told me not want to see me before I was successful," recalled the man born in Jakarta 24 April 1987 is.
Uniquely, said Rudi, his business is actually not the inspiration from the online world. But, from his conversation with his friend who works at one of the major electronics stores nationwide networking that provides financing for purchase of electronic goods from the customer. From the conversation, he saw the potential that is still very large business loans financing the purchase of goods, especially in the online world.
But Rudi indirect business smoothly. Due to lack of experience, he repeatedly deceived people. "Initially, I was only through telephone surveys based applications and data that is sent via e-mail to prospective borrowers to prospective borrowers and home office," explained the third child among three brothers.
Sure enough, the demand for credit financing of goods rose followed by rising demand for credit fraud alias bulging. At the beginning of his business is established, there have been 60 applications received from customers in Jakarta, Bogor, Tangerang, and Bekasi. But, among the applications submitted for the transaction to the company financed Rudi, not a few problems. "Therefore, I always check the credit application itself," he said.
Initially, kenekatannya in a risky business these people are not used responsibly. Some people deliberately create a false identity to fool Rudi. In fact he had cheated syndicate credit card counterfeiters and suffered losses of up to Rp 15 million.
At that time, there is a mother who submit applications online to buy a laptop with a credit worth USD 10 million. All the data matches, including time checks by calling the office where the debtor works in one state. "He had to pay four installments and always on time," said he.
Rudi is also believed to their customers. Therefore, when the mother returned to take credit for the same goods, he does not object to finance. "No I would have thought, it turns out since then he disappeared. Credit laptops both unpaid installments is also the first laptop. I cheated raw crude," he said.
When Rudi came to office "customer", the person whose name is the same as the name of the mother is found not know anything about the laptop's credit. "Apparently, the people I met was named dicatut the liar," he added.
From these various experiences annoying, Rudi then a lot of credit disbursement system repair company. He then recruited several people who served directly in the field surveying. "Now before we can approve customers' credit, we surveyed closely. After the goods there, the person signing the agreement and be photographed with the goods," he explained.
Since the new system is implemented, Rudi rarely be fooled again. In fact, many satisfied customers over a secure and convenient service that the company provides Rudi.
In quick time, company name Rudi skyrocketed, especially in various forums buying and selling online. Without the cost of promotion, publicity for the company's rapid spread in many discussion forums in cyberspace as well as word of mouth has ever felt the ease of service.
So many requests from clients outside the city to make Rudi returned to rack my brain to reap these opportunities. He then took a few areas in www.kaskus.us moderators to become surveyors. Therefore, Rudi and opened branches in eight cities outside Greater Jakarta. "It is unlikely the moderators are problematic because they also maintain its reputation in cyberspace. Therefore, they also sell on the forum," he said.
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